:root{--ink:#1b2430;--muted:#5b6675;--brand:#0f2a47;--brand2:#1f5288;--gold:#c9a24a;--line:#d9dee5;--bg:#f4f6f9;--card:#fff;--ok:#1d6b3a;--warn:#8a5a00}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:640px;margin:0 auto;padding:0 18px}
.top{background:var(--brand);color:#fff;padding:14px 0}
.brand{margin:0;font-weight:700;font-size:1.1rem;letter-spacing:.2px}
.tag{margin:0;opacity:.85;font-size:.9rem}
.hero{padding:26px 0 8px}
h1{font-size:1.65rem;line-height:1.2;margin:0 0 10px;color:var(--brand)}
.lead{margin:0 0 6px;color:var(--muted)}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:18px;margin:16px 0;box-shadow:0 1px 2px rgba(20,40,70,.04)}
h2{font-size:1.15rem;margin:0 0 12px;display:flex;align-items:center;gap:10px}
.num{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--brand);color:#fff;font-size:.85rem;flex:none}
label{display:block;font-weight:600;font-size:.92rem;margin:12px 0 5px}
input[type=text],input[type=tel],input[type=email],input[type=number],select,textarea{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1px solid #b9c2ce;border-radius:8px;background:#fff;color:var(--ink)}
textarea{resize:vertical}
input:focus,select:focus,textarea:focus,.btn:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid #f2b705;outline-offset:2px}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:0 12px}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:500;margin:12px 0}
.check input{margin-top:4px;width:18px;height:18px;flex:none}
fieldset{border:0;padding:0;margin:12px 0 0}
legend{font-weight:600;font-size:.92rem;padding:0}
.opt{font-weight:400;color:var(--muted)}
.btn{display:block;width:100%;margin-top:16px;padding:13px 16px;font:inherit;font-weight:700;font-size:1rem;color:#fff;background:var(--brand2);border:0;border-radius:8px;cursor:pointer;text-align:center;text-decoration:none}
.btn:hover{background:var(--brand)}
.btn[disabled]{opacity:.6;cursor:progress}
.btn.ghost{background:#fff;color:var(--brand2);border:2px solid var(--brand2)}
.status{min-height:1.2em;margin:10px 0 0;color:var(--muted);font-size:.92rem}
.status.err{color:#a32020}
.hint{color:var(--muted);font-size:.92rem;margin:4px 0}
.found{font-size:1.05rem;margin:0 0 4px;background:#eef3f9;border-left:4px solid var(--brand2);padding:10px 12px;border-radius:6px}
.alts{margin-top:12px}
.alts p{margin:0 0 6px;font-size:.92rem;color:var(--muted)}
.alt{display:block;width:100%;text-align:left;background:#fff;border:1px solid var(--line);border-radius:8px;padding:10px 12px;margin:6px 0;font:inherit;font-size:.95rem;cursor:pointer;color:var(--ink)}
.range{font-size:2rem;font-weight:800;color:var(--brand);margin:4px 0 2px;line-height:1.15}
.per{color:var(--muted);margin:0 0 12px}
table.lines{width:100%;border-collapse:collapse;font-size:.95rem;margin:8px 0}
table.lines td{padding:7px 0;border-top:1px solid var(--line)}
table.lines td:last-child{text-align:right;white-space:nowrap}
.why{font-size:.88rem;color:var(--muted);margin:8px 0 0;padding-left:18px}
.callus{background:#fff8e6;border:1px solid #f0d59a;border-radius:8px;padding:12px;color:#5a3d00}
.callus a{color:#5a3d00;font-weight:700}
.disclaimer{font-size:.85rem;color:var(--muted);text-align:center;margin:18px 0 26px}
.est-disc{font-size:.85rem;color:var(--warn);background:#fffaf0;border-radius:6px;padding:8px 10px;margin:12px 0 0}
.done h2{color:var(--ok)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.foot{background:#e9edf2;color:var(--muted);font-size:.85rem;padding:16px 0 24px}
.foot p{margin:4px 0}
.foot a,main a{color:var(--brand2)}
.src{font-size:.78rem}
@media (min-width:760px){h1{font-size:2.1rem}.wrap{max-width:720px}.card{padding:24px}}
a[href^="tel:"]{white-space:nowrap}
.sample{font-size:.85rem;color:#5a3d00;background:#fff3cd;border:1px solid #f0d59a;border-radius:6px;padding:8px 10px;margin:12px 0 0}

.confirm{background:#eef7ee;border:1px solid #bfdcbf;border-radius:8px;padding:10px 12px;margin:10px 0 2px;font-size:1rem}
h3.sub{font-size:1rem;margin:18px 0 0;padding-top:12px;border-top:1px solid var(--line);color:var(--brand)}
.calcbox{background:#eef3f9;border-radius:8px;padding:10px 12px;margin:10px 0 0;font-weight:600;font-size:.95rem}
.money{position:relative}
.money span{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--muted);pointer-events:none}
.money input{padding-left:26px}
table.breakdown tr.calc td{border-top:0;padding:0 0 8px;font-size:.84rem;color:var(--muted);text-align:left;white-space:normal}
table.breakdown tr.total td{font-weight:800;border-top:2px solid var(--brand)}

/* ---- design upgrade ---- */
.wide{max-width:1120px;margin:0 auto;padding:0 18px}
.top{position:sticky;top:0;z-index:20;background:rgba(15,42,71,.97);backdrop-filter:saturate(1.4) blur(6px);padding:10px 0;box-shadow:0 1px 0 rgba(255,255,255,.06)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;min-width:0}
.brand strong{display:block;font-size:1.02rem;letter-spacing:.2px;line-height:1.2}
.brand small{display:block;font-size:.76rem;opacity:.8;line-height:1.25}
.mark{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:8px;background:var(--gold);color:var(--brand);font-weight:800;font-size:.9rem;flex:none;letter-spacing:.5px}
.callbtn{display:inline-flex;align-items:center;gap:6px;flex:none;color:var(--brand);background:#fff;border-radius:999px;padding:8px 14px;font-weight:700;font-size:.92rem;text-decoration:none}
.callbtn:hover{background:#f1e6c8}
.hero{position:relative;overflow:hidden;color:#fff;background:#0f2a47 url("media/hero-poster.jpg") center/cover no-repeat;padding:26px 0 30px}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.hero-shade{position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(10,26,45,.72) 0%,rgba(10,26,45,.55) 45%,rgba(10,26,45,.85) 100%)}
.hero-inner{position:relative;z-index:2;display:grid;gap:18px}
.eyebrow{margin:0 0 6px;color:var(--gold);font-weight:700;font-size:.8rem;letter-spacing:1.2px;text-transform:uppercase}
.hero h1{color:#fff;font-size:1.75rem;line-height:1.15;margin:0 0 10px;text-shadow:0 1px 12px rgba(0,0,0,.35)}
.hero .lead{color:#e6edf5;font-size:1rem;margin:0 0 8px}
.ticks{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.88rem;color:#dfe8f2}
.ticks li::before{content:"\2713";color:var(--gold);font-weight:800;margin-right:6px}
.hero-card{margin:0;color:var(--ink);box-shadow:0 18px 40px rgba(0,0,0,.28);border:0}
.tool{padding-top:4px}
.band{padding:40px 0}
.band-h{font-size:1.5rem;margin:0 0 6px;color:var(--brand);display:block}
.band-lead{color:var(--muted);margin:0 0 20px}
.insure{background:#fff;border-top:1px solid var(--line)}
.tiles{display:grid;grid-template-columns:1fr;gap:16px}
.tile{margin:0;border-radius:12px;overflow:hidden;background:var(--card);border:1px solid var(--line);box-shadow:0 2px 8px rgba(20,40,70,.06)}
.tile img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;background:#dfe5ec}
.tile figcaption{padding:12px 14px 14px}
.tile strong{display:block;color:var(--brand);font-size:1.02rem}
.tile span{display:block;color:var(--muted);font-size:.9rem}
.about{background:linear-gradient(180deg,#f4f6f9,#e9eef4)}
.about-grid{display:grid;gap:22px}
.about p{margin:0 0 12px;font-size:1.02rem}
.contact-card{background:var(--brand);color:#fff;border-radius:14px;padding:20px;box-shadow:0 10px 30px rgba(15,42,71,.25)}
.contact-card p{color:#e6edf5;font-size:.98rem}
.contact-card a{color:#fff}
.contact-card .cc-name{font-weight:800;font-size:1.1rem;color:#fff}
.contact-card .btn{background:var(--gold);color:var(--brand);margin-top:10px}
.contact-card .btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.7)}
p.why{padding-left:0}
.foot{padding:22px 0 30px}
.foot .src a{color:var(--brand2)}
@media (min-width:600px){.tiles{grid-template-columns:1fr 1fr}}
@media (min-width:900px){
  .hero{padding:64px 0 70px}
  .hero-inner{grid-template-columns:1.1fr .9fr;align-items:center;gap:40px}
  .hero h1{font-size:2.7rem}
  .hero .lead{font-size:1.12rem}
  .tiles{grid-template-columns:repeat(3,1fr)}
  .about-grid{grid-template-columns:1.4fr 1fr;align-items:start;gap:40px}
  .band{padding:60px 0}
}
@media (max-width:420px){.brand small{display:none}.num-text{font-size:.88rem}.callbtn{padding:8px 11px}}
@media (prefers-reduced-motion:reduce){.hero-video{display:none}}

.hero-card .status:empty{display:none}
.hero-card .btn{margin-top:14px}
@media (max-width:599px){
  .tiles{grid-template-columns:1fr 1fr;gap:12px}
  .tile figcaption{padding:9px 10px 11px}
  .tile strong{font-size:.92rem;line-height:1.25}
  .tile span{font-size:.8rem;line-height:1.35;margin-top:2px}
}

.callus.commercial{padding:16px}
.callus.commercial .com-h{font-weight:700;font-size:1.08rem;margin:0 0 6px}
.callus.commercial p{margin:6px 0}
.callus.commercial a.btn{color:#fff;font-weight:700}
.callus.commercial .hint{color:#5a3d00;margin-top:10px}

/* ---- back link to main site ---- */
.backbar{background:#0a1f36;border-bottom:1px solid rgba(255,255,255,.08);margin:-10px 0 8px}
.backlink{display:inline-flex;align-items:center;min-height:40px;padding:6px 0;color:#fff;font-weight:600;font-size:.92rem;text-decoration:none}
.backlink:hover,.backlink:focus{text-decoration:underline;color:var(--gold)}
.back-row{margin:16px 0 0;text-align:center}
.backlink-inline{display:inline-flex;align-items:center;min-height:44px;padding:4px 8px;font-weight:700;color:var(--brand2);text-decoration:underline;text-underline-offset:3px}
.foot-back{margin:0 0 6px!important}
.foot .foot-back a{font-size:.95rem}